An Examination of Pennsylvania Consumers to Reduce or Eliminate Risk from Natural Hazard Events and Their Effects

In partnership with the Pennsylvania Emergency Management Agency (PEMA), this study will explore consumers’ insurance purchasing motivations, barriers, and awareness of various coverage available and needed to mitigate against future losses from all hazards, including floods, earthquakes, tornadoes, and other natural disasters. The study will provide a better understanding of the types of consumers across the Commonwealth and the engagement strategies needed to encourage and improve the rate of coverage in Pennsylvania.